MORTGAGE BROKER
Home loans made easy.
I’m Patrick Culleton. My team and I shop your loan with more than 200 wholesale lenders, walk you through every option in plain terms, and stay in touch until you have the keys in your hand.
Rather talk it through? Call or text me at (404) 974-6722.
100+ five-star reviews
200+ wholesale lenders
Tailored loan options for every client
Fast pre-approvals
Shop with a letter in hand and make your offer with confidence.
WHERE ARE YOU STARTING?
Pick your goal and we’ll show you the options.
Every situation is different. Start here and you’ll land on the programs that actually fit yours.
Refinance or tap your equity
Lower your payment, shorten your term, or pull cash out with a refinance, HELOC or home equity loan. We’ll run the break-even math before you commit.
Investing in real estate
DSCR loans, fix and flip, ground-up construction and multifamily. I buy investment property myself, so I know how these deals need to pencil out.
Commercial loans and business funding
Financing for commercial property, plus funding options to help your business grow.
Not sure where you fit?
Tell us what you’re working toward and we’ll point you in the right direction. No pressure and no cost.
WHY WORK WITH US
Banks have limited options. We have solutions for every scenario.
We’re a mortgage broker, so we work with more than 200 wholesale lenders. That means more programs to choose from, more room when your situation isn’t cookie-cutter, and lenders competing for your loan instead of you taking whatever one bank offers.
200+ wholesale lenders we can compare for you, from one application
Help from planning to closing
Whether you’re a year out or ready to make offers, we’ll help you build a plan. Not working with an agent yet? We’ll connect you with one of our trusted real estate partners.
You can actually reach me
Call or text me directly. If I can’t pick up, I’ll text you back with a time to talk. No call centers and no getting passed around.
HOW IT WORKS
From application to keys in four steps.
REVIEWS
Here’s what our clients say.
100+ five-star reviews
“Patrick made the whole purchasing process very easy for us. As first time home buyers he did a great job explaining different options to us and helping us pick what was best for us.”
Parker D.
Google review
“His communication is top-tier. He is incredibly responsive, and if he can’t pick up right away, he always sends a quick text to let you know when he’ll call back.”
Brad S.
Google review
“Patrick is the absolute best! He helped me re-finance my house when the rates came down and made the process super seamless.”
Jack C.
Google review
FOR INVESTORS
Financing for your next deal.
Whether it’s your first rental or your next flip, tell us about the property and we’ll come back with terms from the programs that fit your deal.
DSCR loans
Qualify on the property’s rental income instead of your tax returns.
Fix and flip
Short-term financing for the purchase and the rehab.
Ground-up construction
Funding for new builds and spec homes.
Commercial / multifamily
Loans for commercial property, apartment buildings and larger rentals.
FOR REAL ESTATE AGENTS
In this market, you want certainty and a great client experience.
We review income and assets up front so your client’s pre-approval holds up, send updates to you and your client at every milestone, and pick up when the listing agent calls. Stay in the loop with our live agent portal so you always know what’s going on with your clients.
Ready to see what you qualify for?
A quick call costs you nothing, and you’ll hang up with a clear next step.
Or call or text (404) 974-6722